These Terms of Service govern your access to and use of the Welbe.net platform and services, including any content, functionality, and services offered on or through our platform and its subsidiaries (collectively referred to as "Welbe.net," "Platform," "we," or "us"). "You" or "user" refers to you as an individual user of the platform. "Customer" refers to any consumer or business, and "professional(s)" refers to freelancers or employees of the entity they represent. "Platform" refers to Welbe.net Pte Ltd, its owners, and platform administrators.
Please read these Terms of Service carefully before using the platform. By using the platform, opening an account, or accepting these Terms of Service, you agree to be bound by them, including our Payment Terms, Standards, and any additional policies, guidelines, and disclosures (collectively, the "Terms"). We recommend retaining a printed copy of these Terms for your records.
By using the platform, you agree to comply with all terms, policies, and guidelines set by the platform, including the Terms of Service, Privacy Policy, Disclaimer Clause and Intellectual Property Notice. You further acknowledge that you have read and understood these terms and policies. Failure to adhere to these terms or engaging in prohibited activities may result in disciplinary actions as outlined in the "Termination and Suspension of Account" section. IF YOU DO NOT AGREE TO OUR TERMS OF SERVICE, PRIVACY POLICY, DISCLAIMER CLAUSE OR INTELLECTUAL PROPERTY NOTICE DO NOT ACCESS OR USE THIS SITE/PLATFORM.
By using our platform or services, you acknowledge and consent to the transmission of communications regarding your browsing activities, app usage, and interactions on the platform to third parties who provide services through our platform.
Table of contents
1. Introduction
2. Relationship Between Us and Binding Contract Policy
3. Access and Account Requirements and Restrictions
4. Modifications to These Terms
5. Terms and Policies Regarding Liability, Risks, and Professional Services
6. Terms and Policies Regarding Services and Events
7. Purchase and Payment Terms
8. Refund and Cancellation Policy
9. Service Issue Resolution Policy
10. Dispute Resolution Policy
11. Indemnification Clause
12. Terms and Policies Regarding the Content
13. Third-Party Websites and Content
14. Platform Ownership, Usage Restrictions, and Prohibited Conduct
15. Export Law and Legal Compliance
16. Limitation of Liability
17. Disclaimer of Warranties
18. Severability Clause
19. Contact
Platform Overview: Welbe.net is an e-commerce platform that serves as an online marketplace, connecting professionals and customers. Professionals can offer and sell their services online, while customers can browse, purchase, and engage with the services provided. We facilitate these interactions by providing a secure, user-friendly platform that supports communication, transactions, and service delivery. Customers are guided on how the platform works on the “How It Works” page, and professionals are guided on the “Guide for Professionals” page. Our platform operates primarily in English. However, professionals may offer services in additional languages to accommodate their customers. Nevertheless, English remains the mandatory language for all platform-related communications and transactions.
Professionals’ Status: The professionals’ who offer services on our platform are not employees of the platform. Professionals operate as independent businesses with their own responsibilities, professional can be e.g. freelancers, entrepreneurs or companies. The relationship between professionals and the platform is that of service provider and marketplace, with professionals maintaining autonomy over their business operations, service offerings, and interactions with customers. All professionals on the platform are required to agree to and comply with the platform’s Terms for Professionals.
Company Details
Company Name: Welbe.net Pte Ltd
Business ID: 202502444M
Business Activity: 63202 – Online Marketplaces for Health Services
Address: 12 Siglap Link, #12-13, Seaside, Singapore 448870
Website: www.welbe.net
By using our platform and services, you agree to enter into a legally binding contract with us, governed by these Terms of Service. These Terms constitute the entire agreement between us regarding your use of the platform, and supersede any prior agreements or discussions related to the platform or services. You acknowledge that no joint venture, partnership, employment, contractor, or agency relationship is formed between us through these Terms. Our Terms are a binding contract that governs your relationship with us while using the platform. If you are using the platform on behalf of a company, organization, or other legal entity, you confirm that you have the authority to bind that entity to these Terms.
3.1 Age Requirements: Users must be at least 18 years old to register for and use the platform. By creating an account or utilizing the platform’s services, you confirm that you meet this age requirement. Person under 18 years old are not permitted to register on the site.
3.2 User Policy and Compliance: By using our Services, you affirm and warrant that:
- The registration details you provide will be true, accurate, up-to-date, and complete. You are responsible for ensuring the accuracy of your information and updating it as needed.
- You possess the legal capacity to enter into these Legal Terms and agree to comply with them.
- You will not access the Services using automated or non-human methods, such as bots or scripts.
- You will not use the Services for any unlawful, unauthorized, or harmful activities.
- Your use of the Services will comply with all applicable laws and regulations.
Failure to comply with these requirements may result in actions including suspension or termination of your account.
Prohibited Activities: Users must adhere to platform policies and refrain from:
1.Unauthorized Access and Misuse:
Accessing the Services via automated tools without authorization.
Circumventing, disabling, or interfering with security features.
Impersonating another user or misusing account credentials.
2.Harmful or Fraudulent Activities:
Engaging in deceptive practices to obtain sensitive information.
Submitting false reports or misusing support services.
Harassing, abusing, or engaging in threatening behavior.
3.Intellectual Property Violations:
Deleting copyright or proprietary notices from any Content.
Copying, adapting, or distributing platform software without permission.
4.Illegal and Inappropriate Content:
Engaging in illegal activities or content sharing that violates laws.
Posting hate speech, offensive comments, or engaging in harassment.
Offering or soliciting prohibited services
3.3 Account Restrictions, Suspension, and Termination: The platform reserves the right to impose restrictions or suspend accounts to ensure compliance and address concerns, including but not limited to:
- Temporary or permanent suspension of access.
- Restriction of specific features or functionalities.
- Reporting violations to authorities if required.
- Removal of the user's profile from public view.
- Complete termination of the account.
These actions may be taken under circumstances such as:
- Violation of platform terms, policies, or rules.
- Engagement in illegal, abusive, or harmful activities.
- Non-payment or unresolved disputes regarding services.
If any provided information is found to be false, inaccurate, or incomplete, the platform reserves the right to take corrective actions as deemed necessary. We reserve the right to modify, reclaim, or remove any username deemed inappropriate, obscene, or objectionable at our discretion.
3.4 Account Security and Responsibility: It is the responsibility of each user to protect their account, including their password and login details. The platform does not ask for or store user passwords. If someone else uses your account, the platform is not responsible for any actions or consequences that result from this. Users should ensure the confidentiality and security of their login information to prevent unauthorized access to their account. You are responsible for maintaining all activities conducted under your account.
3.5 Newsletter and Marketing Subscription Upon Registration: By signing up for an account on our platform, you are also subscribing to receive our newsletter and marketing emails. You may cancel your subscription at any time
3.6 Online Access Requirements: To access and utilize services provided on this platform, including participating in events or engaging with service providers, users are responsible for ensuring the following requirements are met:
- Stable Internet Connection: Users must maintain a reliable and stable internet connection throughout the duration of the session or event.
- Compatible Device: A compatible device (e.g., computer, smartphone, or tablet) capable of running required applications and supporting audio, video, and other necessary features is required.
- Required Applications: Users may be required to download or use one of the following web applications to access sessions or events: Microsoft Teams, Zoom or Google Meet.
All services, including 1-on-1 sessions and private group meetings, are conducted exclusively online via the aforementioned platforms. The platform is not responsible for technical issues arising from insufficient user preparation, device incompatibility, or inadequate internet connectivity. By proceeding to use the platform’s services, users acknowledge and agree to meet these access requirements. Failure to comply may result in the inability to participate in scheduled sessions or events without entitlement to a refund or rescheduling.
3.7 No Assignment: You may not assign or transfer these Terms, or the rights and licenses granted hereunder, to any third party. For example, if you registered an account as an employee of a company, your account cannot be transferred to another employee. These Terms do not confer any rights, benefits, or remedies on any third party, person, or entity. You acknowledge that your account is non-transferable and that all rights associated with your account, as well as any rights under these Terms, will terminate upon your death.
We reserve the right, at our sole discretion, to alter, modify, or remove any content from the Services at any time and for any reason, without prior notice. While we may update information on the Services from time to time, we are under no obligation to do so. Additionally, we reserve the right to modify, suspend, or discontinue all or any part of the Services at any time, without notice. We shall not be held liable to you or any third party for any modifications, changes in pricing, suspension, or discontinuation of the Services. The date of the most recent modification will be prominently displayed at the beginning of the terms or policy page.
5.1 Disclaimer of Liability from Professionals’ Actions: We are not responsible for the actions, services, content, or behavior of professionals on the platform. All professionals are independent and operate solely at their own discretion. We do not guarantee or take responsibility for the quality, accuracy, or legality of the services or content provided by these professionals. Users agree not to hold us liable for any issues, disputes, or legal matters arising from the services provided by professionals. The platform is not a party to any agreements between users and professionals and cannot be held accountable for any actions or consequences resulting from the use of services or content on the platform.
5.2 Medical Insurance Limitations Policy: Medical insurance will not be accepted for any services provided on this platform, even if the professional is authorized to offer such coverage, as the platform does not support or include medical services.
5.3 Policy on Services Not Requiring Medical or Therapy Licenses: The services and events offered on this platform are not intended to diagnose, treat, or cure any medical or psychological conditions that require licensed professionals. These services should not be seen as a substitute for professional advice, diagnosis, or treatment from licensed healthcare providers. Users seeking medical, mental health, or trauma therapy services are advised to consult licensed healthcare professionals outside this platform. The events and services offered on the platform are intended for educational and informal purposes, such as general well-being and health education and wellness tips. They do not involve diagnosing, treating, or directly advising individuals on specific health conditions.
5.4 Acknowledgment of Risks and Assumption of Liability: By participating in any event, service, or activity provided through this platform, users acknowledge and accept that there are inherent risks, which may include, but are not limited to, physical, emotional, spiritual, or psychological discomfort, as well as potential adverse feelings or experiences. Users further understand and agree that neither we nor the professionals on the platform guarantee any specific outcomes or benefits, including but not limited to therapeutic results, alternative medicine treatments, or healing methods. Users acknowledge that we and the professionals cannot guarantee specific improvements, such as physical, mental, spiritual, or emotional progress. We disclaim all warranties, express or implied, regarding the effectiveness or reliability of the services provided. Participation in any service is entirely voluntary.
By engaging with the platform and requesting services, users assume all associated risks, which may include, but are not limited to, illness, personal injury, psychological harm, pain, suffering, temporary or permanent disability, death, property damage, or financial loss. Users understand and accept that these risks may result from the ordinary negligence of us, the platform, or the professionals. To the fullest extent permitted by law, users agree to release and hold harmless the platform, its owners, affiliates, employees, and professionals from any liability arising out of these risks. By accepting these Terms, users affirm that they are acting with full knowledge of the potential risks involved and voluntarily accept and assume all responsibility for any injury, loss, or damage resulting from their participation.
6.1 Modification of Services Policy: All services and products are subject to availability and may be discontinued at any time, at our sole discretion, for any reason. The platform reserves the right to modify, update, suspend, or discontinue any services, features, or content at its sole discretion, without prior notice. While we aim to minimize disruptions, the platform is not liable for any changes that may affect the availability, functionality, or performance of its services. Users acknowledge and agree that their continued use of the platform following any modifications constitutes acceptance of those changes. If a user does not agree with the changes, they may discontinue using the platform or contact support for further clarification.
6.2 Service Availability and Limitations
- Platform Access: We strive to ensure continuous access to our platform; however, we do not guarantee uninterrupted availability. Service disruptions, delays, or outages may occur due to maintenance, technical failures, or circumstances beyond our control, including but not limited to cyber attacks, natural disasters, or other force majeure events.
- No Liability for Technical Issues: The platform and its owner shall not be held liable for any service disruptions, technical failures, or other issues beyond our control. This includes, but is not limited to, network failures, server crashes, unauthorized access, data breaches, or malicious actions by third parties.
- User Responsibility: Users are solely responsible for their internet connection, equipment, and software required to access the platform. We do not warrant that our services will be uninterrupted, error-free, or completely secure. Users are encouraged to implement appropriate security measures, such as updating software regularly, using strong passwords, and enabling two-factor authentication.
- Limitation of Liability: To the fullest extent permitted by law, the platform and its owner shall not be liable for any damages, loss of data, or other harm arising from service interruptions, technical failures, or the unavailability of the platform. Users agree to indemnify and hold the platform harmless from any claims resulting from such issues.
6.3 User Responsibility for Attendance Policy:Users are solely responsible for ensuring their attendance at any event, service, or meeting they have purchased through the platform.
- Tracking Scheduled Services: It is the customer's responsibility to note the date and time of the event, service, or meeting at the time of booking or purchase.
- No Obligation for Notifications: While the platform may occasionally send reminders as a courtesy, such notifications are not guaranteed. Failure to receive a reminder does not excuse missed attendance and is not grounds for a refund or rescheduling. Customers and professionals must independently track their scheduled appointments, as the platform is not obligated to provide reminders or notifications.
- Time Zone Awareness: Customers must ensure they understand the correct time zone for the scheduled event or meeting and adjust accordingly. The platform is not liable for missed sessions due to time zone misunderstandings.
6.4 Download Content Within 14 Days Policy:This policy applies to materials that are uploaded by professionals in service “custom materials”, or in private meetings. With material we refer to, including but not limited to PDFs, documents, video recordings.
- Automatic Content Deletion from the Platform: All aforementioned materials will be automatically deleted from the platform 14 days after being uploaded by the professional for customer access.
- Professional Content Deletion: Professionals are advised, but not required, to follow the same content deletion protocol.
- Customer Responsibility to Download: Customers are solely responsible for downloading the provided materials within the 14-day period. Failure to download the content within this timeframe will result in the materials no longer being available. No replacements or refunds will be issued for content not downloaded within the specified period.
- Privacy Policy: In accordance with our privacy policies, the platform and professionals are not obligated to store or provide content beyond the 14-day period.
6.5 Ownership Policy for Custom Materials Service:
1. Custom materials made for consumers: Customers are hereby granted a limited, non-transferable license to use the materials provided by professionals, including but not limited to videos, photos, or personal plans. Notwithstanding the foregoing, all intellectual property rights and ownership of such content shall remain solely with the professionals.
2. Custom Materials Made for Businesses
- Customer Usage Rights: Customers who purchase custom materials specifically created for their business are granted the right to use these materials for commercial purposes.
- Ownership: Professionals retain full ownership of the custom materials they create. However, professionals agree not to: A) Use the same content for their own business purposes. B) Share or sell the same content to other customers through their own business or the platform.
- Consent Upon Selection: By selecting "businesses" as the target audience for a "custom material" service, professionals consent to grant customers commercial usage rights for the content upon its upload to the platform.
- Types of Content:This policy applies to custom content, including but not limited to videos, photos, or text, created specifically for the business.
Dispute Resolution:In all cases, if misunderstandings or disputes arise between customers (whether consumers or businesses) and professionals, the customers must firstly follow the
Service Issue Resolution Policy and the steps given under this policy. customers must report the issue to the platform administrator via email within five (5) days of the issue arising.
6.6 Service Quality Guarantee Policy: applies only to service "access to materials" where downloadable content after purchase is faulty or misrepresented. To be eligible for the guarantee, customers must follow the Service Issue Resolution Policy and the steps given under this policy. Customers must report the issue to the platform administrator via email within five (5) days of the issue arising. Reports submitted beyond this time frame will not be eligible for review. Guarantee does not extend to cases where the service, event, or content does not meet personal expectations, is deemed irrelevant, fails to have the desired impact, or does not deliver the anticipated outcome.
6.7 Services Management: We retain the right, but not the obligation, to:
1.Monitor for Violations: Observe and review the Services to identify potential violations of these Legal Terms.
2.Enforce Legal Compliance: Take appropriate legal action against users who, in our sole discretion, breach these Legal Terms or applicable laws. This may include, but is not limited to, reporting such users to law enforcement authorities.
3.Restrict or Disable Access: At our sole discretion and without prior notice, refuse, limit, or restrict access to any Contributions or portions of the Services, or disable content deemed inappropriate, excessive, or otherwise burdensome to our systems.
4.Content Management: Remove or disable files and content that, in our judgment, are excessively large or place an undue strain on our systems, ensuring the efficient operation of the Services.
5.Protect and Optimize: Manage the Services to safeguard our rights and property, ensure compliance with applicable policies, and maintain the seamless functionality and user experience of the platform.
These measures may be implemented at our sole discretion and without liability, notice, or obligation to any user.
1.Professional Pricing Control: Professionals independently set the prices for their services. They may establish a current price, which could include a discount, resulting in two displayed prices: the original price (overlined) and the discounted price. Professionals can modify prices for their services at any time. Changes in pricing will not affect purchases made prior to the adjustment.
2.Payment Obligations: By using the Services, you agree to pay all fees associated with your purchases. Payments must be completed using the approved payment methods provided on the platform at the time of purchase.
3.Currency Conversion and Payment Disclaimer: If our platform offers a currency converter or payment options in currencies other than USD, the displayed price on the platform and the actual charge may differ slightly due to fluctuations in currency exchange rates. We are not responsible for refunding or compensating any differences between the displayed and charged amounts.
4.Currency and Taxes: All prices are displayed in the applicable currency. Customers are responsible for paying any additional charges, such as taxes, currency conversion fees, or financial institution fees. These additional charges are included in the final price and can be viewed in the payment section. Sales tax will be added to the purchase price as required by applicable laws. All payments must be made in U.S. dollars unless otherwise specified.
5.Tax Compliance: If a customer purchases a service in a country that requires us to remit national, state, or local sales or use taxes, value added taxes (VAT), or other similar transaction taxes ("Transaction Taxes"), under applicable law, we will collect and remit those Transaction Taxes to the competent tax authorities for those sales. We may increase the sale price at our discretion where we determine that such taxes may be due.
6.Account and Payment Information: You agree to provide current, complete, and accurate purchase and account details for all transactions. This includes maintaining up-to-date information on your email address, payment methods, and payment card expiration dates to ensure transactions are processed smoothly.
7.Payment Obligations and Failed Payments: By making a purchase, you agree not to use an invalid or unauthorized payment method. If your payment method is declined or fails, we reserve the right to suspend or cancel access to the purchased services or products until the payment issue is resolved. Should you gain access to the content despite a failed payment, you agree to pay the outstanding fees within 30 days of receiving a notification from us. We reserve the right to disable access to any content for which payment has not been successfully received.
8.Payment Method Updates: We may update your payment methods using information provided by our payment service providers to ensure seamless transactions.
9.Refunds: Refunds are governed by our Refund and Cancellation Policy, which outlines eligibility and the process for requesting a refund.
10.Billing Disputes: You must report any billing disputes within five (5) days of the transaction date. Failure to notify us within this timeframe may result in the denial of refund requests or billing adjustments.
11.Order Refusal and Quantity Restrictions Policy: We reserve the right to refuse or cancel any order at our sole discretion. Additionally, we may limit or cancel quantities purchased per individual, household, or order. Such restrictions may apply to orders associated with the same account, payment method, or shipping address. Orders suspected of being placed by dealers, resellers, or distributors may also be subject to limitations or prohibition.
8.1 Events Refund and Cancellation Policy
- No Refunds or Cancellations: Refunds or cancellations are not available once the payment has been completed. This policy applies to both single purchases and packages.
- Immediate Access:Upon payment, the customer is granted immediate access to the event link or the links included in the purchased package. This constitutes the delivery of the service.
- Explicit Waiver of Cancellation Rights:By accepting these Terms of Service, the customer provides explicit consent to waive their right to cancel the purchase once the payment is made. This waiver aligns with the nature of the service, where access to event link(s) is provided immediately.
- No-Show Policy:If a customer fails to attend a scheduled event the session will be considered delivered, and no refunds, credits, or replacements will be provided.
- Non-Occurrence of Event:In cases where the event does not take place and the professional has neither rescheduled the event nor provided access to an alternative event, customer may follow the Service Issue Resolution Policy and report the issue to the admin within five (5) days of its occurrence.
8.2 Access to downloadable materials Cancellation and Refund Policy
- No Refunds or Cancellations: Refunds or cancellations are not available once the payment has been completed.
- Immediate Access: Upon payment, the customer is granted immediate access to materials. This constitutes the delivery of the service.
- Explicit Waiver of Cancellation Rights:By accepting these Terms of Service, the customer provides explicit consent to waive their right to cancel the purchase once the payment is made. This waiver aligns with the nature of the service, where access to digital content is provided immediately.
- Faulty Material:In cases where the content material is faulty, and the professional has not replaced the content or provided a notification to the customer, customer may follow the Service Issue Resolution Policy and report the issue to the admin within five (5) days of its occurrence.
8.3 Custom materials made for personal or commercial use, Cancellation and Refund Policy
- No Refunds or Cancellations: Refunds or cancellations are not available once payment has been completed.
- Order Agreement: Upon payment, the customer agrees to the content and materials they have ordered from the professional and accepts the agreed delivery time. This constitutes the confirmed order of the service.
- Immediate Access: Once the content is uploaded to the platform by the professional, the customer receives immediate access. This constitutes the delivery of the service.
- Explicit Waiver of Cancellation Rights:By accepting these Terms of Service, the customer explicitly waives their right to cancel the purchase once payment is made. This waiver is in accordance with the nature of the service, where digital content is delivered based on mutual agreement between the customer and the professional, with access provided immediately after the upload.
- Faulty or Misrepresented Material:In cases where the content material is faulty or misrepresented, the customer should contact the professional to resolve the issue and request corrected content. If no agreement is reached, then the customer may follow the Service Issue Resolution Policy and report the issue to the admin within five (5) days of its occurrence.
8.4 Online meetings, 1-on-1 or private group Cancellation and Refund Policy
- No Refunds or Cancellations: Refunds or cancellations are not available once payment has been completed.
- Rescheduling Policy: Once the booking is confirmed by customer payment, rescheduling is free of charge up to 24 hours prior to the scheduled meeting. Rescheduling requests made less than 24 hours before the meeting will follow the professional’s selected policy. Customer must accept this policy along with their payment. The available options are as following:
1. Rescheduling within 24 hours forfeits the booking, with the original fee charged.
2. Rescheduling within 12 hours forfeits the booking, with the original fee charged.
3. Rescheduling is allowed at no charge up to the meeting start time.
This policy must be set by the professional at the time of creating the meeting link for the service and cannot be changed for customers who have already made a payment.
- No-Show Policy:If a customer fails to attend a scheduled event, service, or meeting, the session will be considered delivered, and no refunds, credits, or replacements will be provided.
- Booking Agreement:Upon payment, the customer agrees to the service as described in the service description details. This constitutes the confirmed booking of the service.
- Immediate Access to the Meeting Link: Once the meeting link is uploaded to the platform by the professional, the customer receives immediate access to it after purchase. This constitutes part delivery of the service.
- Explicit Waiver of Cancellation Rights:By accepting these Terms of Service, the customer explicitly waives their right to cancel the purchase once payment is made. This waiver is consistent with the nature of the service, wherein part of the service (meeting link) is provided immediately upon payment. The remaining portion of the service will be delivered in accordance with the mutual agreement between the customer and the professional, as reflected in the confirmed booking date and time.
- Non-Occurrence Meeting:In cases where the professional did not show up for the meeting or if the meeting could not take place due to the professional's poor signal, the customer should first contact the professional to resolve the issue and request a new meeting. If no agreement is reached, then the customer may follow the Service Issue Resolution Policy and report the issue to the admin within five (5) days of its occurrence.
- If a professional needs to reschedule a meeting, they should inform the customer as soon as possible, preferably no later than 24 hours before the meeting.
9.1 Proceeding Steps: We handle customer service issue resolution reports under the following conditions:
1.Reporting Timeline: Customers must report the issue to the platform administrator via email within five (5) days of the issue arising. Reports submitted beyond this time frame will not be eligible for review.
2.Resolution Period: After a report is submitted, the professional associated with the issue will be given a fourteen (14) day period to resolve or replace the issue.
3.Case Review: Each case will be reviewed individually and review does not guarantee a refund.
A) If the professional fails to resolve the issue within the 14-day period, we will individually review the case.
B) If we find merit in the customer’s report, we may withhold the payment from the professional and process a refund for the customer.
1.Impartiality: If the circumstances indicate that we can only act as an impartial party in the matter and cannot determine a resolution, we will be unable to process a refund.
2.Customer Notification: Customers will be notified of the outcome of their report, whether the resolution is in their favor or otherwise.
3.Timeline: We cannot guarantee the resolution timeline, and refunds are not guaranteed until we have completed our review and made a final decision.
4.Policy Adherence: All submitted reports must comply with this policy to be considered valid for review.
9.2 How to Submit the Report: To submit a refund request, follow these steps:
1. Contact the platform admin by email at info@welbe.net with the subject line: “Service Issue Report”
2. Include the following information in your email:
The service/event URL from the platform for which you are reporting
The professional’s profile URL from the platform who provided the service/event.
A detailed description of the issue.
Any additional relevant attachments.
Your name and email address so the platform can contact you for clarifications if needed.
3. Submit the report. Reports submitted without all required details cannot be processed. The report process will begin only after the complete refund request has been submitted.
9.3 Refund process if granted
If a refund is approved, it typically takes 7 to 14 business days for the refund to be processed from the time the platform confirms refund eligibility. Additional banking delays of up to 14 days may occur, meaning the total time for the refund to appear in the customer’s account can be up to 21 days.
Refunds will be processed to the original payment method. In cases requiring a bank transfer, the platform will request the customer’s bank details, and these must be provided withing 5 days of the admin’s request.
Each bank and card issuer has its own policies on fund availability, which may affect the timeline for when the refund appears in your account.
The platform will cover only its own bank fees, and the customer will be responsible for any fees charged by their bank.
Once your refund is confirmed and sent, you will receive a notification email. If you do not see it, please check your spam or junk mail folder.
9.4 Reasons for Denied Refunds: We reserve the right, at our sole discretion, to limit or deny refunds in situations where refund abuse is suspected, including but not limited to:
A significant portion of the services or events have been accessed, consumed, or downloaded by the user prior the report.
Multiple reports have been made by the same user or for the same service or event.
A pattern of excessive reports by a single user.
Accounts that have been reported, banned, or had course access disabled due to violations of our Terms of Service or Acceptable Use Policy.
Refunds for subscription services, unless required by applicable law.
This policy outlines the procedures for resolving disputes across service options, specifies the platform's liability disclaimers, and details the approach to handling cases requiring jurisdictional determination.
This policy outlines the procedures for resolving disputes across service options, specifies the platform's liability disclaimers, and details the approach to handling cases requiring jurisdictional determination.
10.1 Dispute Resolution for Events and Access to Materials: If the service, content, or event does not meet the customer’s satisfaction or needs, the customer may provide review regarding the service. The platform does not facilitate direct communication between the customer and the professional for these services. The customer is required to follow the steps outlined in the Service Issue Resolution Policy before pursuing any legal or judicial actions
10.2 Dispute Resolution for Custom Materials and Booked Meetings: If the custom material or meeting does not meet the customer's satisfaction or needs, the customer must first attempt to resolve the issue directly with the professional, as they can communicate through messages. This may include requesting or negotiating corrected content or arranging a new or alternative meeting. Additionally, the customer may provide a review regarding the service. If a resolution cannot be reached, the customer is required to follow the steps outlined in the Service Issue Resolution Policy before pursuing any legal or judicial actions.
10.3 Dispute Resolution Between Users and Our Liability Disclaimer: The platform will make reasonable efforts to assist in resolving disputes between the parties and may act as an intermediary to a certain extent. However, all efforts will be made to resolve issues amicably and without resorting to legal action. If the customer or professional chooses to pursue legal action, the platform shall not be involved in the matter, in accordance with its liability disclaimer. Professionals are solely responsible for their own liabilities, and the platform does not provide support or assume responsibility in such cases.
10.4 Our Dispute Resolution and Arbitration Agreement: Any disputes arising out of or relating to us, the platform, or these terms must be initially and directly addressed with us. If no resolution is reached, by agreeing to these terms, you agree to resolve all disputes primarily and exclusively through binding arbitration and waive the right to pursue claims in court, except as permitted under applicable law.
10.5 Jurisdiction and Venue Determination: The governing jurisdiction and venue for any arbitration or legal proceedings shall be Singapore, where our business is registered. However, upon separate request, an alternative jurisdiction and venue may be considered, provided both parties mutually agree to such alternative arrangements.
10.6 Finality of Arbitration: The decision of the arbitrator shall be final and binding on all parties, subject to the limited grounds for appeal or review provided under the arbitration rules and applicable law.
10.7 Limitation of Legal Actions: No action, regardless of form, arising out of or relating to this Agreement may be brought by either party more than one year after the cause of action has accrued, except where this limitation cannot be imposed by law.
You agree to indemnify, defend, and hold harmless the platform, its owners, affiliates, employees, agents, and partners from and against any and all claims, liabilities, damages, losses, costs, or expenses (including reasonable attorney's fees) arising out of or related to:
- Your use of the platform or services in violation of these Terms of Service or applicable laws.
- Content you provide, upload, or share on the platform, including infringement of any third-party rights, intellectual property violations, or misuse of confidential information.
- Your breach of any representation, warranty, or obligation under these Terms of Service.
- Any disputes, damages, or liabilities arising from your interactions with professionals, other users, or third parties.
This indemnification obligation shall survive the termination or expiration of your account and your use of the platform.
12.1 Recommendation Systems Policy: Our platform may utilize recommendation systems to suggest content of potential interest to you. These recommendations are based on factors such as your interactions and searches on our platform, the engagement of other users with similar content, and information you have provided during your interactions with our website or applications.
12.2 AI-Generated and User-Provided Content Policy: The platform provides content for informational and educational purposes only and does not guarantee the accuracy, completeness, or reliability of this content. Content available on the platform, including but not limited to text, images, and media, may be generated by artificial intelligence or created by users or professionals. Such content does not necessarily reflect the platform’s views, opinions, or standards. The content in professionals’ profiles, services, events, and materials is created solely by the professionals and not by the platform.
The platform makes no warranties regarding the legality, appropriateness, or accuracy of AI-generated or user-provided materials and is not liable for any issues arising from their use. The platform does not review all content or edit content for legal or factual accuracy, nor does it exercise editorial control over the materials available. As a result, the reliability, validity, accuracy, or truthfulness of content on the platform cannot be guaranteed. Users access and rely on any information provided at their own risk.
By using the platform, you acknowledge and accept that you may encounter content you find offensive, indecent, or objectionable. The platform assumes no responsibility for preventing access to such content and disclaims liability for any harm arising from exposure to or reliance on this content, to the extent permissible under applicable law. This includes but is not limited to content relating to health, wellness, and physical exercise.
12.3 Responsibility for Shared Information Policy: Customers are solely responsible for any sensitive or personal information they voluntarily disclose on or through the platform, including but not limited to disclosures made to professionals, during meetings or events, in messages, or through any other forms of communication. Customers are not obligated to respond to all questions posed by professionals, and the same applies in reverse. Neither the platform nor professionals shall be held liable for any consequences arising from information customers later regret sharing.
12.4 Responsibility for Content Policy: Users must not post or submit content that they do not own or have the right to use. All users must comply with applicable local and national laws and respect the rights of others. This includes refraining from posting content, questions, answers, reviews, or other content that violates any laws or regulations of the user’s country. Users are solely responsible for any content, or actions they post or take via the platform and the consequences thereof. Customers and professionals must also ensure they understand and comply with all copyright restrictions outlined in the Intellectual Property Notice, and professionals to Terms for Professionals before submitting any content for publication on the platform.
12.5 Content and Document Sharing Disclaimer: The platform does not review, monitor, or verify the content or documents shared between customers and professionals. Any materials exchanged are the sole responsibility of the parties involved. The platform disclaims all liability for the accuracy, legality, quality, or reliability of such content or documents, as well as any consequences arising from their use.
12.6 Recommendation Systems Policy: Our platform may utilize recommendation systems to suggest content of potential interest to you. These recommendations are based on factors such as your interactions and searches on our platform, the engagement of other users with similar content, and information you have provided during your interactions with our website or applications.
12.7 Contributions and User-Generated Content (UGC)
1.Ownership and License: By submitting user-generated content ("Contributions") to the platform, including but not limited to text, images, videos, audio, reviews, and comments, you retain all ownership rights to your content. However, you grant us a non-exclusive, worldwide, perpetual, royalty-free, and transferable license to use, reproduce, modify, publish, distribute, and display your Contributions across our platform and affiliated channels, including marketing materials. This license enables us to enhance the user experience and promote our services, while your original authorship is recognized.
2.Representations and Warranties: When submitting Contributions, you represent and warrant that:
- You own or have the necessary rights, permissions, and licenses for the content.
- The content does not infringe upon third-party rights, including intellectual property, privacy, or publicity rights.
- The content complies with all applicable laws, regulations, and platform policies.
- The content is not false, misleading, obscene, abusive, discriminatory, or otherwise objectionable.
- You have obtained any required consent from identifiable individuals featured in the content.
- You also agree to all such uses of your content with no compensation paid to you.
3.Use and Distribution: Your Contributions may be viewable by other users and third parties. We reserve the right to use your Contributions in any media format or channel, including new technologies, for commercial, advertising, or other purposes. By posting Contributions, you waive any moral rights and authorize sublicenses of the granted license.
4.Modification and Removal: We may edit, categorize, or delete any Contributions at our sole discretion. While we are not obligated to monitor user content, we reserve the right to take necessary actions to ensure compliance with platform policies and legal requirements.
5.Content Removal Requests: You may request the removal of your content if it is outdated, incorrect, or significantly altered. Such requests will be reviewed on a case-by-case basis, and we will determine whether to honor the request.
6. Accountability and Liability: You remain solely responsible for your Contributions. We are not liable for user-generated content, including any claims or losses arising from it. Violations of these terms may result in account suspension or termination, with or without prior notice. This policy ensures a respectful, lawful, and transparent environment for all users while enabling the platform to utilize user content to improve its services.
12.8 Guidelines for Reviews:
What You Can Include in Your Review:
- Performance of the Professional: Share your experience regarding the professionalism, responsiveness, and conduct of the service provider.
- Knowledge and Expertise: Reflect on the professional’s level of knowledge and their ability to deliver accurate and valuable information.
- Quality of Content: Provide feedback on the content you received, such as videos, PDFs, or any custom materials, including clarity, relevance, and completeness.
- Service Delivery: Mention the quality of the online meeting, event, or any other purchased service, considering punctuality, engagement, and overall satisfaction.
- Your Overall Experience: Highlight what went well and any areas where the service could improve.
What Not to Include in Your Review:
- Offensive or Inappropriate Language: Avoid insults, discriminatory remarks, or any language that may be harmful or disrespectful.
- Personal Information: Do not share contact details, names, or any private information about yourself, the professional, or others.
- Unrelated Comments: Keep your review relevant to the service you purchased; do not include unrelated opinions or complaints about the platform or external factors.
- Misleading or False Claims: Ensure your review is truthful and based on your actual experience. False accusations or exaggerated claims are not permitted.
- Promotional Content: Avoid advertising other services, businesses, or unrelated content in your review.
13.1 Advertisers: We permit advertisers to display their advertisements and related content in designated areas of the Services, including but not limited to sidebar and banner advertisements. Our role is limited to providing the platform for such advertisements, and we do not maintain any additional relationship with the advertisers beyond this arrangement.
13.2 Access and Use: The Services may include links to external websites (“Third-Party Websites”) or display content, such as articles, graphics, videos, software, or other materials originating from third parties (“Third-Party Content”). These Third-Party Websites and Content are not owned, monitored, or evaluated by us for accuracy, reliability, or appropriateness. Your decision to access or use such Third-Party Websites or Content is entirely at your own discretion and risk.
13.3 No Endorsement: We do not endorse or approve Third-Party Websites or Content accessible through the Services. The inclusion of links, references, or permissions to use Third-Party Websites or Content does not constitute endorsement, sponsorship, or affiliation with these third parties.
13.4 Independent Terms: When navigating to a Third-Party Website or utilizing Third-Party Content, these Legal Terms no longer govern your interactions. You are subject to the terms, policies, and privacy practices of the respective third party. We strongly recommend reviewing those policies before engaging with their services or content.
13.4 Limitation of Liability:
1.Third-Party Content Accuracy: The accuracy, completeness, or reliability of Third-Party Content accessed through the Services.
2.Third-Party Practices: The privacy practices, data management, or operational policies of Third-Party Websites or platforms.
3.User Interactions: Any harm or losses you may incur as a result of using Third-Party Websites or Content, including service disruptions, technical errors, or data breaches.
13.5 Purchases Through Third-Party Websites: Any purchases made through Third-Party Websites are strictly between you and the third party. We disclaim any responsibility for disputes, damages, or other issues arising from these transactions.
13.6 Recorded Meetings and Data Management:
For services that utilize third-party platforms for recording meetings or data management, our platform is not liable for the handling, storage, or management of such data. Third-party platforms operate under their own terms and conditions, which are beyond our control or influence. By using or interacting with Third-Party Websites or Content, you acknowledge and agree that:
- You do so at your sole discretion and risk.
- We are not liable for any issues arising from your use of third-party platforms, including but not limited to technical errors, security breaches, or disputes.
- You hold us harmless from any harm, losses, or liabilities associated with your interaction with Third-Party Websites or Content.
14.1 Platform Ownership and Usage Rights: Welbe.net Pte Ltd, the platform, and its services, including but not limited to the website, applications, APIs, databases, and content created by employees, are the exclusive property of the platform and its licensors, and are protected by copyright, trademark, and other applicable laws. Customers and professionals are prohibited from using the platform's name, trademarks, logos, or other brand features without prior authorization. Users must use the platform solely as intended and in accordance with these terms.
14.2 Usage Restrictions:The following actions are strictly prohibited:
- Accessing or tampering with non-public areas of the platform, systems, or technical infrastructure;
- Disabling, interfering with, or bypassing platform security features;
- Copying, modifying, reverse-engineering, or attempting to discover source code or content;
- Using automated tools (e.g., bots, spiders) to access the platform outside of the approved search functionalities;
- Sending deceptive or unauthorized communications that appear to originate from the platform;
- Disrupting or interfering with platform services, including spamming or abusive actions on systems.
14.3 Prohibited Conduct:To maintain a safe, respectful, and legally compliant environment, users are prohibited from engaging in the following behaviors:
1.Illegal Activities: Using the platform for unlawful purposes, including fraud, theft, or violating any applicable laws or regulations.
2.Harassment and Abuse: Engaging in harassment, hate speech, bullying, or abusive behavior toward other users, professionals, or platform staff. Sending spam, offensive, or threatening messages.
3.Intellectual Property Violations: Uploading, sharing, or distributing content without proper authorization or ownership rights. Using copyrighted, trademarked, or proprietary materials without permission.
4.Security Breaches: Attempting unauthorized access to the platform, user accounts, or sensitive data. Exploiting bugs, vulnerabilities, or bypassing security features.
5.Impersonation and Misrepresentation: Impersonating another user, professional, or platform representative. Providing false or misleading information during registration or while using services.
6.Disruption of Services: Intentionally interfering with or disrupting the platform, services, or network. Overloading the system through excessive or inappropriate use.
7.Unauthorized Recordings and Usage: Recording meetings, events, or content without obtaining the necessary permissions. Using content or recordings for purposes not explicitly authorized by the platform or applicable policies.
8.Unethical or Harmful Behavior: Sharing content or engaging in actions that are defamatory, obscene, discriminatory, or otherwise harmful. Promoting violence, illegal activities, or misinformation.
14.4 Consequences of Violations: Violations of these policies may result in account suspension, termination, or legal action. The platform reserves the right to investigate and take appropriate action on any suspected prohibited conduct to protect its users, services, and reputation.
The information and services available through the platform are not intended to be accessed, distributed, or used by individuals or entities in jurisdictions where such activities would violate applicable laws, regulations, or impose additional registration requirements on the platform. Users who access the services from locations outside the platform's operating jurisdiction do so at their own initiative and are solely responsible for complying with local laws.
The platform is not designed to align with industry-specific regulations such as the Health Insurance Portability and Accountability Act (HIPAA) or the Federal Information Security Management Act (FISMA). As such, users governed by these laws are prohibited from using the services. Additionally, the services must not be used in a manner that breaches the requirements of the Gramm-Leach-Bliley Act (GLBA).
Users warrant that they are not located in, or a resident of, any country subject to applicable U.S. trade sanctions or embargoes (e.g., Iran, North Korea, Syria, Crimea, Donetsk, or Luhansk regions). Users further warrant that they are not on any U.S. government’s specially designated nationals or denied-party list. Should a user become subject to any such restrictions during the term of their agreement with the platform, they must notify us within 24 hours, at which point we reserve the right to terminate any further obligations immediately, without liability, though without prejudice to any outstanding obligations.
Users may not access, use, export, re-export, transfer, or disclose any portion of the services or related technical information in violation of any applicable U.S. and international export control, trade sanctions laws, and regulations.
To the fullest extent permitted by law, the platform, its affiliates, officers, employees, agents, licensors, and service providers shall not be held liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to the use of the platform, including but not limited to the following:
1. Cybersecurity and Data Protection: Any damages or losses resulting from cyberattacks, data breaches, unauthorized access, malware, server failures, or other malicious activities beyond the platform's control.
2. Actions of Professionals: Any claims, damages, or losses arising from the actions or inactions of professionals using the platform, including but not limited to:
- Non-compliance with these Terms of Service or applicable laws;
- Unauthorized use, reproduction, or distribution of content;
- Failure to obtain necessary permissions or consents for uploaded content.
3. User-Generated Content: The platform does not monitor, review, or verify the legality or accuracy of user-generated content. All responsibility for uploaded content, including compliance with applicable intellectual property and privacy laws, lies with the user.
4. Service Quality and Outcomes: The platform provides no guarantees regarding the effectiveness, relevance, or suitability of any service, event, or content offered. Individual results may vary, and the platform disclaims liability for unmet expectations or undesired outcomes.
5. Technical Issues and Service Availability: Any interruptions, delays, or technical failures affecting access to the platform, including those caused by server downtime, maintenance, or unforeseen failures.
6. Privacy and Data Retention: Meeting recordings or other uploaded materials may be stored temporarily (e.g., for 14 days) and then permanently deleted. The platform assumes no liability for the legality or accuracy of such content.
7. Force Majeure: The platform shall not be held liable for any failure or delay in performance caused by circumstances beyond its reasonable control, including but not limited to natural disasters, labor disputes, governmental actions, or internet disruptions.
8. Limit on Financial Liability: In no event shall the platform's total liability exceed the amount paid by the user to the platform in the 12 months preceding the claim, where permitted by applicable law.
9. Acknowledgment of Risks: By using the platform, users acknowledge and accept the inherent risks associated with online services, including but not limited to potential breaches of privacy, errors in service, and reliance on third-party integrations.
10. Jurisdictional Considerations: This limitation of liability shall apply to the fullest extent permissible under applicable laws. Certain jurisdictions may not allow some exclusions or limitations, and users in those jurisdictions may have additional rights.
The platform provides its services on an "AS IS" and "AS AVAILABLE" basis. While we strive to ensure that the information and services provided are accurate, complete, and reliable, we make no warranties or representations of any kind, express or implied, regarding the accuracy, completeness, legality, reliability, or usefulness of any content or services provided on or through the platform. All warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement, are hereby disclaimed.
1. Cybersecurity and Data Protection: While the platform takes reasonable security measures to prevent cyberattacks, we cannot guarantee complete protection from cybersecurity threats, including but not limited to data breaches, viruses, hacking, or unauthorized access. Users are solely responsible for safeguarding their login credentials, accounts, and personal information.
2. Third-Party Content and Links: The platform may provide links or access to third-party services or content. We do not assume responsibility for the accuracy, legality, or availability of such external content. By accessing third-party content, users acknowledge that such content may be subject to the third party’s own terms and conditions, which may differ from those of the platform.
3. Changes to Platform Content: The platform reserves the right to modify its content, services, or terms at any time. Updates may or may not be incorporated into subsequent versions of the service. Users should be aware that data obtained through the platform may become outdated or inaccurate over time.
4. Disclaimer for Third-Party Apps and Links: The platform is not responsible for the handling, storage, or management of data by third-party platforms or applications. Links provided on our platform may direct users to third-party websites, which operate independently of the platform and are governed by their own terms and policies. We do not endorse, control, or guarantee the content, accuracy, or updates of third-party sites. Any issues arising from the use of third-party platforms are the responsibility of the respective providers.
5. AI-Generated Content: The platform generates and uses AI-generated content, including text, images, and other media. While this content is automatically generated, it may not always reflect the opinions or standards of the platform. The platform makes no representations or warranties regarding the reliability, accuracy, or appropriateness of AI-generated materials.
6. Content and Intellectual Property: The platform and its users are not responsible for any content, including text, trademarks, or intellectual property, provided by professionals. Professionals are solely responsible for ensuring that they have the proper rights and licenses to use such materials. The platform does not verify or monitor the legal compliance of third-party content and cannot be held liable for legal disputes arising from unauthorized content or trademarks.
7. No Medical or Therapy License Required Services: Services offered on the platform are not intended to diagnose, treat, or cure medical or psychological conditions that require licensed professionals. They should not be considered a substitute for professional advice or treatment from licensed healthcare providers. Users seeking medical, mental health, or therapeutic services should consult with licensed healthcare professionals outside the platform.
8. Acknowledgment of Risks: By using the platform and participating in its services, users acknowledge the inherent risks, including but not limited to physical, emotional, or psychological discomfort or negative experiences. The platform, its owners, and professionals offering services make no guarantees or representations regarding the effectiveness or outcomes of any services, including therapeutic or alternative methods.
9. Force Majeure: The platform shall not be liable for delays or failures in performance due to unforeseen events, including but not limited to natural disasters, war, terrorism, labor strikes, or internet disruptions. The platform's obligations will be suspended during such events, and the platform will make reasonable efforts to resume services once the event is resolved.
If any provision of these Terms of Service is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision will be deemed severed from these Terms. The remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law. The unenforceable provision will be replaced with a valid, enforceable provision that most closely matches the intent and purpose of the original provision. This severability clause ensures the continuity of the Terms even if a specific provision becomes ineffective.
If any questions or concerns arise regarding these terms of service, you can contact us for further assistance by emailing info@welbe.net. Review full company details in the “Introduction” section.